|You may want to use the internet for many things. Chatting is fun, but you can research online for a mortgage or home loan, for auto financing, or to find the best credit card. Why rely on your brother-in-law for the best insurance rate when many other companies could provide better service for less money? Don't impulse-buy a car on a Saturday. Go online and do your homework on the various auto makers, and compare different models. Consider not only the traditional auto dealers in your area, but also an auto broker. An auto broker can actually save you money, and get you the car you really want, rather than talking you into what he's got on the lot. Think about doing your banking online, too. Why wait in line at a bank, when virtually all of your transactions can be done through the bank's website or an ATM?